A New Post

Well, this Thursday is payday. I’ll put this check into the bank and make another double or more payment on a P2P loan. That’ll kick it down a bit more. Payoff the credit card too.

I’m interested in a new bicycle. There is one in Denmark that I like a lot. Triobike. I won’t be getting the carrier though. Something about the simplicity that I like about it. Its attractive and has its own built in  features. No feature that is a gimmick. Actually one’s that I had thought of if I ever decided to build my own bike. Delivery charges will rake me over the coals though. Trek is an acceptable local brand. I’d much rather prefer something else however. Felt and Scott make good bikes and are more affordable then I ever suspected but, are not local. Difficult decisions since it’s not like I’m made of money and its spending money too. Not as though the one’s I am looking at are expensive in the sense of like-a-car. The only other things that I might want from Topeak are a set of fenders and a light system for the occasional night time ride.

OOOOOOOOOOkay.

Getting the hang of this a bit easier. They need fast access to the “widgets” though. Be nice IF they offered preset widgets for things like multiple RSS feeds from your favorites. Im figuring all this out. Not easy for my fond little mind. Involves A LOT of cut and pasting. Now I just need to figure out how to pop in advertising. I suppose it’s o kay in how it works. I kinda like Blogger a hair more but, this is my first day on it and it should of been something that after all the time I’ve fiddled with a computer I should know. I’m boring. I’ll be back later.

New Too Here

I didn’t know whether or not to be happy with Blogger or not. It IS after all free. Some features do cost a little money here but, I have to assume they’re somewhat more advanced and less knowledge is needed to post and implement then on blogger. So, if you are advanced in WP and would like to offer some idea’s to me feel free to comment or even ask what the hell I’m talking about in my posts. So, I’ll fool with this a bit and see how it goes.

Hello world!

Welcome to WordPress.com. This is your first post. Edit or delete it and start blogging!

Another day, a nice one too. I gave my basket a try in shopping today. I used it instead of the stores hand basket. It became somewhat heavy to use and the wire handle bends. I didn’t want to leave it at the door, defeats the purpose somewhat. Ah, and I fixed the problem of it sliding on all the way. You are supposed to give the guard of the rack a 3 degree angle however I more leveled it out and it was satisfactory. Not so bad now. I recommend Topeak products for you bicycle since most of theirs is specifically designed to work interchangeably with each other. The rack itself is designed to hold the bag or basket without the use of straps. Very nice and Very well made.

Anyhow, I transferred some money back into my checking so that I, with my next paycheck can pay on my P2P loan once again. It should be paid off by July. That will be two payments this month. It reduces the interest that I am paying against principle against the remaining debt of the loan. In other words, the more I pay the less interest and the less I’ll lose too interest with this next payment. Not only do I gain by reducing interest, I gain again by paying less in interest. Sure hope it helps my score. This is a installment loan and with the new FICO 08, should help my score. ( its convoluted but, its betters you to have different types of loans on your credit report however it doesn’t hurt your score NOT too..or something like that )
FICO is just another fuck-over to the US consumer.

Still working on this blog. Getting no attention for obvious reasons. I know nothing of fashion and little really in the world of bicycling. Don’t need anyone to tell me how to ride a bike or dress. So, I just compile a list of great Blogs that are decisively unique and well worth the attention they get. I’ll just keep doing what I am doing. Maybe eventually I’ll come up with something that I can blog about.

Check out the pixeloo Jessica Rabbit. Certainly hot.
And the color swatch blog and website. It can give you some ideas on what colors are of interest.

This site was in part inspired by Copenhagen Cycle Chics’ blog that I have listed in my “Blog’s Explored” section. As a cyclist I am happy to note Her inference that in Denmark 35% of the people utilize bicycles as transportation. Also, and gratefully they had the foresight to have paved-ways for cyclists only. Denmark is also a happy place with a intensely cultural nature where everything it seems must be artistically rendered. Though her blog accentuates fashion and I am as unfashionable as possible, it still interests me as her photography is good and the blog makes for a nice read of a place and culture foreign to me in everyway, I also wanted to connect others to sites and the thing’s that interest me. Thus, below is a site that you may have not heard of that offers statistics and information in the form of visual patterns for a new kind of “social data analysis”. It visualizes the “Happiness and Gross Income” of west European countries.

A source and comment of the above can be found here.
As you could see from the resources that were used for the data in this visual that Denmark has the second highest income and is THE happiest place. Just a “hat’s off” to CCC for a nice website and interesting blog. Thank You.

Some Sites To See and Some Nonsense

Well, a few day’s have passed and finally have a withdraw from a savings account to my “payments” account of several hundred dollars, that once it finds it’s way there will be sent straight away to pay down my P2P. There target date was set to the first part of June but, it looks like it may not be till the first part of July that the loan will be done and over with. Monkey’s off my back. I only wish I blogged my progression from day one of getting “this type” of loan. Would of been interesting to blog but, I didn’t want a lot to do with blogging.

Knew of some interesting links and now I’ve a place to share them:

Women Who Ride
An Interview with Trek product manager

Lots to read and keeping up on other post’s. This “new” blogging thing is giving me a bit too much too do.

There another payment to the loan. Won’t really be such a relief. I won’t know what to do with myself after I have nothing else to do but pay off debt’s. Won’t let it happen again. Not like that anyhow. I don’t really have plans with the money I’ll save. I’ll just keep saving it in one of my cash account’s. Maybe there IS something BIG in my future. It’s only that I haven’t found it yet.

Can’t get the tagcloud from doclix to work. I’ll keep working on it. Maybe even get a response from them in help. Finding interesting links to add to my Blog. Ones that can have a permanent home.

Some people are finding my site. I hope they all come back.

I remembered tomorrow is payday also. This should allow me both to pay what charge is currently on my credit card but, also to make an additional payment on my loan X2. They both are current and not past due though, the money sitting idle in my checking or the interest it would earn in my savings account(s) at it’s current rate in compilation with the additional savings would be of little consequence in comparison too the savings I would have on interest and paying off the debt early. I want to keep reminding myself of this. It’s been the goal for a year and I am somewhat ahead of where I wanted to be but, no less where I would have otherwise planned too.

Installed the rack to my bike. As I suspected my legs are a bit too short and the seat height not quite enough for the basket to go all the way to the back to lock on. I’ll try raising the seat some and see if i can still pedal okay. Anyhow, it’s not like it will fall off. I feel a bit silly with my shorty legs. Don’t care, can’t do nothing about it.

Thing’s in the works

Paying off a P2P loan. Hopefully by the first week of June. If not, it wouldn’t be too many week’s later and certainly no later then the first part of August. This helped rid my credit report of a lot of debt. I’m fairly debt free at the moment and am looking forward too saving a great deal of money as per my wages go(it’s not so great a deal of money). My score didn’t improve by grade and once I pay this loan off I’ll see how well it improved overall. It should go up if not considerably. Anyhow, I am happy and appreciative of all those that loaned me monies to help give me peace of mind. I think I’ll keep it that way. A little at a time is gonna be the way to save and buy something in my future.

Getting some stuff for my bicycle. A nice rear rack and nifty basket from Topeak. I live but only 2 miles from the store and don’t see a need for driving there. It will be more then enough to hold all of what I’ll buy and I’ll be going “green” too! Something that has always been of an importance to me. Now all I need is too change the shifters which may also involve the rear cassette as well. I should maybe find an affordable new or used bike because I only paid $379 or so when it was new and the cost of new shifters and a cassette will be a wee bit much considering its current value. Preferably I’ll buy used but, I’ll have to find one that fit’s me and often that’s not the case. My height is such a hindrance. So, I have this inexpensive when new bike, that’s in nice shape except for the one gear that I can use and no “gotta have it” feelings towards getting a new one, while repair would cost more then the bike is worth and nearly as much as it was when new. Quite a conundrum.

Update: Went to the store to buy some groceries. During that time my VERY NICE and more impressive then I expected they would be, component’s arrived. Now to put on the rack and be a happy man. No more weight on my back.

Reading(dreaded) the book’s(dreaded) that I bought a while back(dreaded) finally which, will take me some time(dreaded). It is after all reading and my mind likes to wander and I can’t hold still. It would be a nice hobby for me. I just have to find the time to be comfortable, relax and concentrate on the book. A decent reading chair and a nice reading lamp that doesn’t cause eye strain would be nice. Something to save for. There isn’t much on television that I want to see. Just my one show, “Lost”

And uh, quit smoking. Not easy. Used to being here on the computer and smoking. Need other hobbies.